Get Pre-Approved for Business Funding in 60 Seconds. Zero Impact on Your Credit.
Answer a few questions about your business and see what you qualify for — no paperwork, no obligation.
Representative example: Borrow $50,000 over 12 months at a factor rate of 1.25. Total repayment: $62,500. Rates vary by lender.
How much working capital does your business need?
Why businesses choose us
Soft Search Only
Checking rates won't touch your credit report. Hard pull only if you accept an offer.
Bank-Grade Privacy
256-bit encryption. Your financial data is never sold to third parties.
Real Pre-Approvals
Get actual rates tailored to your profile, not generic estimates.
$250M+
Savings generated
2,500+
Businesses served
7%
Avg. rate savings
4.8/5
Client satisfaction
How It Works
Three steps to your best rate
Tell us what you need
Answer a few quick questions about your business, revenue, and desired loan amount.
Compare real offers
See pre-approved rates from 50+ lenders side-by-side — factor rates, terms, and total costs.
Get funded fast
Choose the best deal and receive capital in as little as 24–48 hours. No obligation.
Why We Exist
Cheaper financing, away from predatory lending
Too many business owners sign expensive advances without ever seeing a cheaper option. We built this platform to put the real numbers in front of you — so you can borrow on fair terms instead of whatever lands in your inbox first.
The true cost, in plain numbers
We translate factor rates into total dollars and an estimated APR, so an expensive offer can't hide behind confusing math.
Pressure-free comparison
No hard sell and no obligation. Compare your options side by side and walk away if nothing fits your business.
Warnings, not just offers
We flag predatory red flags — stacked advances, daily debits you can't sustain, and terms that quietly drain your cash flow.
Powering Businesses Across Industries
Smart borrowing starts here.
Join 2,500+ businesses that fund growth with confidence — not guesswork.
Representative example: Borrow $50,000 over 12 months at a factor rate of 1.25. Total repayment: $62,500. Estimated APR: ~45%. Rates vary by lender.
Important Disclosure
A Merchant Cash Advance (MCA) is not a loan. An MCA is a commercial transaction involving the purchase of future receivables at a discount. The terms "rate," "payment," and "term" used on this platform are for comparison purposes only.
Representative Example: Borrow $50,000 at a factor rate of 1.25 over 12 months. Total repayment: $62,500. Estimated APR: ~45%. Actual rates, terms, and eligibility vary by lender.
Compare Your Loans is not a lender, broker, or financial advisor. All funding is provided by independent third-party funding companies. Review all agreements carefully before accepting any offer.